Research
Deep dives and earnings breakdowns on US and Canadian companies. Each report covers the business, the numbers, the risks and the thesis.
Financials · Online consumer lending
An AI-driven lender serving underbanked borrowers in the US, Canada and the UK. We break down record full-year 2025 results, a weaker fourth quarter on higher credit provisions, and what to watch in 2026.
Read on InstagramFinancials · Specialty insurance
A specialty insurer built around earthquake and other catastrophe-exposed property lines. We cover its growth, product mix, combined ratio trend and management's outlook.
Read on InstagramFinancials · Buy now, pay later
A buy now, pay later platform for online and in-store shoppers. We walk through recent earnings, growth and profitability trends, and the key risks to the thesis.
Read on InstagramReports reflect our views on the date published and may change without notice. We may hold positions in the companies we cover; current holdings are shown on the portfolio page.